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Real Estate

Selling a Home as a Short Sale Can Be Done Discreetly

by UpClose Publications August 7, 2012
written by UpClose Publications August 7, 2012

Although short sales are now more prevalent than ever before, many homeowners still find the thought of doing a short sale stressful, oftentimes, because the homeowners don’t want friends and neighbors to know about their situation.

Sometimes, the homeowners may even feel ashamed or embarrassed, and the last thing they want is for anyone to know they are having to short sale their house. What they need to know is they are not alone. With one in nine homeowners delinquent on their mortgages, there are many homeowners in the same situation. The statistics probably include some of their closest friends and family members.

A short sale is a dignified and respectful solution for distressed homeowners, whereby they work with the bank to sell the home. This not only helps the homeowners, but the neighborhood, as well. Even the banks would prefer to do a short sale rather than letting the home go to foreclosure.

The good news is there is help for homeowners facing this dilemma. Not only can I help them successfully close their short sale, help salvage their credit, and not have any deficiency, but I can do it all with discretion.

No For Sale Signs

As I have listened to my clients, I realized one of the hardest things was for them to have a For Sale sign in their yard. Even though it is a regular sign that doesn’t mention short sale, it still meant friends and neighbors would see it, and pop over to see why their good neighbors were moving. It put them in an awkward position. With this in mind, most of my short sales are done without any indication the house is even on the market, let alone being sold as a short sale.

With a low inventory level of houses on the market today, I usually have a buyer for their house. If I don’t, another agent in our office will. As soon as I meet with a new client, and the listing agreement is signed, I usually have a buyer already lined up. They may have to show the house one time, but that is it.

So, for my short sale clients, they don’t have to worry about keeping the house ready for showings, or worry about pets or children and strangers walking through their home. There is no For Sale sign in the yard. Therefore, neighbors don’t even know they are selling, and, in most cases, they don’t even have a lock box on their house.

Once the purchase contract is signed, we do all the negotiating directly with the bank. The homeowners just sit back and let us handle it all for them. Our short sale process is one of the easiest and most discreet ways of doing a short sale.

Coldwell Banker Trails and Paths Premier Properties has successfully closed 18 Las Sendas short sales, and a total of 53 short sales have been successfully closed.

There is no cost to homeowners to do a short sale. The bank pays all Realtor costs and closing fees. 

For more information on short sales and foreclosures, or for a free confidential consultation, contact Lorraine Ryall at Coldwell Banker Trails and Paths Premier Properties directly at (602) 571-6799, or send an e-mail to Lorraine@ArizonaShortSaleToday.com. You also can visit her Web site at www.ArizonaShortSaleToday.com.

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